Christmas Joy

Christmas comes and goes at the same lightening speed as the bank balance. We put on a few pounds as the wallet is shedding its. Then comes the January sales hooray that s if I had any money to spend on them. Never mind Ill just look and drool and think of what might have been saying to myself, as I do every year, next year will be different, Ill definitely plan ahead. Am I alone, I think not. Organisation is the key. Take time to think and plan the year ahead. Try to get a little extra steady income and put it away. Not easy when you have a wife, four kids, a horse and a dog to look after. But as the saying goes, mustnt grumble just have to grin and bare it. Woo hoo here comes the New Year. Ill have a small libation and forget some of the worries. Life is only as good as you make it. Jimmy Boyes